Best Credit Repair Software: How to Fix Bad Credit 2022
You can do it yourself or hire a credit repair company to do it for you for a fee. If you're interested in repairing your own credit but you aren’t sure how to do it, you can use credit repair software. This software doesn’t actually repair your credit file, but it helps you find incorrect items on your credit report and dispute them with the credit bureaus. You may need to send a couple of dispute letters to credit bureaus to explain and challenge the fictitious credit reports. All in all the process seems easy with three steps and very simple navigation. Even if you have to correspond with the credit agencies multiple times, Credit Versio tracks your dispute progress and updates all three of your credit scores and reports monthly. However, to import your credit reports you’ll need a SmartCredit or IdentityIQ account. If you already have one, it’s no sweat off your brow, but if you don’t, it’ll cost about $20-$30 a month to open an account. Some programs even give you the op...